Cal. 3d DCA: WRONGFUL FORECLOSURE — You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. — Livinglies’s Weblog

This decision “Not for publication” takes one more step toward unravelling the false claims of securitization that resulted in millions of fake foreclosures over at least 15 years. The pure nonsense being peddled by Wall Street investment banks still remains as the underlying basis for assumptions and presumptions that are contrary to fact and contrary…

via Cal. 3d DCA: WRONGFUL FORECLOSURE — You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. — Livinglies’s Weblog

 

Gary Dubin: Proposed Mortgage Integrity Act (MIA): — Livinglies’s Weblog

Proposed Mortgage Integrity Act.

 

For ten years, Gary Dubin in Hawaii has been practicing law defending homeowners from foreclosure. He has preached his own version of how to combat foreclosure fraud. And he has practiced what he preached. I find his work enlightening and refreshing. So when I read his Proposed Mortgage Integrity Act (MIA) I decided to republish…

via Gary Dubin: Proposed Mortgage Integrity Act (MIA): — Livinglies’s Weblog

I agree with the Proposed Mortgage Integrity Act from Gary Dubin and I believe that every State in the United States should enact it into law.

 

What should I pay my attorney?

You only get what you pay for may be an old saying but it is the absolute truth when it comes to hiring an attorney or any other professional.

Livinglies's Weblog

Like all professions the practice of law mostly involves activities that the client never sees. And it is the quantity and quality of work by the attorney that is the largest factor in getting a good result.

The best result is having the foreclosure dismissed or vacated with findings of fact that make it virtually impossible for the foreclosing party to try again. To get that result you need experienced trial counsel who does all the work he/she thinks is necessary to achieve the goal. Those are at the top of winning food chain.

If you must pay less then you must lower your goal or buy a winning lottery ticket.

Let us help you plan your foreclosure defense strategy, discovery requests and defense narrative: 202-838-6345. Ask for a Consult

PLEASE FILL OUT AND SUBMIT OUR FREE REGISTRATION FORMWITHOUT ANY OBLIGATION. OUR PRIVACY POLICY IS THAT WE DON’T USE…

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Modification or Refi? Which is it? — Livinglies’s Weblog

Just because a document bears a title doesn’t mean that it accurately describes the nature of the transaction. A modification of any agreement requires both sides to agree. Here again we have the identity of the creditor being changed — expressly eliminating any claim that the “servicer” is a legal representative of the creditor to […]

via Modification or Refi? Which is it? — Livinglies’s Weblog

12 Confessions Of A Home Mortgage Collector — Consumerist

A former Wells Fargo Home Mortgage home collector has stepped forth from the shadows to tell you what’s really going on. Here’s his confession:

via 12 Confessions Of A Home Mortgage Collector — Consumerist

Excellent advice from someone that used to work for Wells Fargo and knows what they are talking about.

I am surprised to hear that they were not informed about the FDCPA. I briefly worked for a collection agency years ago and a significant part of the training involved the requirements of the FDCPA and what we could and could not do.

 

THE JOURNEY BEGINS WHEN THE PITY PARTY ENDS … STEP TWO! — Clouded Titles Blog

Op-Ed — (continued from the previous post) STEP TWO … The Internet can be a dangerous thing, especially when doing research, trying to find answers to questions surrounding a potential financial issue that could become a crisis, like a foreclosure. One of the reasons why I post blogs is because people share them. Others who are […]

via THE JOURNEY BEGINS WHEN THE PITY PARTY ENDS … STEP TWO! — Clouded Titles Blog

Motions for Summary Judgment — Livinglies’s Weblog

If the homeowner files it most likely it will be denied. If the pretender lender files it, the homeowner should take it seriously. The issue is simple — are there questions or issues of ultimate fact about which the parties disagree. If yes, motion denied. If not, motion is granted. Beware of a potential trap. […]

via Motions for Summary Judgment — Livinglies’s Weblog

 

REHYPOTHECATION IS YOUR WEAPON TO ESTABLISH THERE WAS NEVER A MORTGAGE LOAN – THESE WERE ALWAYS SECURITIES! — Deadly Clear

Originally posted on Deadly Clear: By Sydney Sullivan In a world where the American Dream and Wall Street greed collide, when your life and home are no longer your own, we must look beyond the facade of the documents and dig deeper into the public archives to seek the truth of the concealed path that is…

via REHYPOTHECATION IS YOUR WEAPON TO ESTABLISH THERE WAS NEVER A MORTGAGE LOAN – THESE WERE ALWAYS SECURITIES! — Deadly Clear

 

Falling prey to Predatory Lenders & Scavenger Attorneys: Tell me your story.

Hopefully this individual will be able to find an honest attorney.

Livinglies's Weblog

Are you a victim of a predatory foreclosure attorney?

Email me at:  info@predatorylies.com

Homeowners who are subjected to a predatory servicer’s tactics to foreclose on a home are desperate for a solution and highly vulnerable to being exploited by an unethical attorney.   Over a period of years, or even decades, a servicer with no proof of standing can emotionally, physically, mentally and financially break down a homeowner to the point where a scavenger attorney can come in and finish off any remaining savings, assets or retirement funds.

Predatory tactics by servicers include fabricating documents to create the appearance of standing, refusing to identify the true creditor, revoking completed modifications, retaining modification payments, breaking and entering, intimidation tactics, and other unsavory behaviors meant to drive a homeowner from their home or stop fighting.

This is a time when a homeowner is at an elevated risk for divorce, unemployment, illness, depression, and…

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Sick Puppy Ocwen to acquire Sick Puppy PHH Corporation: Homeowners Beware — Livinglies’s Weblog

PHH Mortgage Corporation-Consent Order By LendingLies Staff Shares of struggling mortgage servicer Ocwen jumped after the company announced it would buy rival, PHH Corporation- another small loan servicer that is able to operate without the servicing limitations imposed on big banks . In a release, Ocwen said the agreement was for $360 million in cash […]

via Sick Puppy Ocwen to acquire Sick Puppy PHH Corporation: Homeowners Beware — Livinglies’s Weblog

This is bad news as it will allow Ocwen to screw over even more homeowners.