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Royal Bank of Scotland Trained Employees on How to Forge Signatures — Livinglies’s Weblog

Fraud for the first time in history has been institutionalized into law. It is foolishness to believe that the banking industry is trustworthy and that they have the right to claim legal presumptions that their fabricated documents, and the forged documents are valid, leaving consumers, borrowers and in particular, homeowners to formulate a defense where […]

via Royal Bank of Scotland Trained Employees on How to Forge Signatures — Livinglies’s Weblog

Unless the big banks are forced to face the consequences of their actions this type of behavior will continue.  Governments around the world need to follow the lead of Iceland and begin prosecuting and jailing bankers.

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It’s the Rules of Evidence Stupid: 25 Ways in Which Foreclosure Attorneys Are Knowingly Committing Fraud on Our State and Federal Courts — Deadly Clear

Sunday, February 4, 2018 – 3 PM HST (Rebroadcast from June 14, 2015 – Its Super Bowl Sunday – everybody deserves a day off now and then) Upcoming Discussion for Sunday’s THE FORECLOSURE HOUR Sundays: 3 pm (HST) / 5 pm (PST) / 8 pm (EST). Click HERE to listen. ——————————- Not very long ago lenders filing foreclosure actions […]

via It’s the Rules of Evidence Stupid: 25 Ways in Which Foreclosure Attorneys Are Knowingly Committing Fraud on Our State and Federal Courts — Deadly Clear

Knowledge of the rules of evidence for your particular state is vital for anyone fighting foreclosure.  If only the California Supreme Court would rule that lenders must prove their “standing at inception” to foreclose, having evidence of the possession of the underlying promissory note at the time the foreclosure lawsuit was first filed.

Wells Fargo “Explains” Securitization

Livinglies's Weblog

YOU NEED AN INFINITE NUMBER OF BASES AND PLAYERS TO PLAY BALL WITH THESE GUYS: The Trustee controls the trust as trustee. Oops, wait, it is the Master Servicer who has all the control. No, wait again, it is the subservicer who has the right to administer the loan. But actually if there is an alleged default it is the special servicer who has exclusive authority over decision making. Except that the “Controlling Class” has the last say in the matter. But actually it is the Controlling Class Representative who has the last word.

I have always felt that there must be some way to force the other side into approving a modification or at least providing access by the borrower to the “lender” to discuss or negotiate the matter. I still believe that. Maybe this article will help spur some ideas. Information is leverage, especially in the world of…

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A Little Bit of Foreclosure Soap Won’t Wash Away Those Unclean Hands — Livinglies’s Weblog

One who comes into equity must come with clean hands else all relief will be denied him regardless of merit of his claim and is not essential that act be a crime; it is enough that it be condemned by honest and reasonable men” Roberts v Roberts, 84 So.2d 717 (Fla. 1956) By Joel Sucher, […]

via A Little Bit of Foreclosure Soap Won’t Wash Away Those Unclean Hands — Livinglies’s Weblog

The United States Supreme Court has stated that the unclean hands doctrine demands that a plaintiff act fairly in the matter for which he seeks a remedy. He must come into court with clean hands, and keep them clean, or he will be denied relief, regardless of the merits of his claim. Precision Co. v. Automotive Co. (1945) 324 U.S. 806, 814-815, 65 S.Ct. 993, 89 L.Ed. 1381.

“MERS” Entities and RoboMills are now “off the hook”!

Clouded Titles Blog

(BREAKING NEWS, OP-ED) — 

Consent Order Terminations were issued this past week by the five federal agencies that imposed them on MERSCORP Holdings, Inc. (f/k/a MERSCORP, Inc.), its baby bastard child, Mortgage Electronic Registration Systems, Inc. and Servicelink Holdings, LLC, as successor to Lender Processing Services, Inc., DOCX, LLC and LPS Default Solutions, Inc., entities that were connected to multiple robosigning scandals that were exposed in the wake of the 2008 financial crash.

You may recall that DOCX’s President, Lorraine M. Brown, was sentenced to five years in Club Fed for her role in orchestrating the alleged phony document recordings in concert with lenders and servicers all across America that affected the chains of titles to millions of pieces of real property.

Conveniently, Fidelity National Financial (FNF) spun off its affiliation with the foregoing robomills before the SHTF and the April 13, 2011 Consent Orders were issued by the Office…

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Financial Industry Caught with Its Hand in the Cookie Jar — Livinglies’s Weblog

Like the infamous NINJA loans, the REMICs ought to be dubbed NEITs — nonexistent inactive trusts. The idea of switching lenders without permission of the borrower has been accepted for centuries. But the idea of switching borrowers without permission of the “lender” had never been accepted until the era of false claims of securitization. This […]

via Financial Industry Caught with Its Hand in the Cookie Jar — Livinglies’s Weblog

HARP Extended Through 2018

The U.S. government deploys several resources for Americans who need help financing a home purchase, including the popular FHA Loan program. But unbeknownst to some, there are also tools available for current homeowners who have fallen behind on their mortgage payments. One of them is known as the Home Affordable Refinance Program managed by the […]

via HARP Extended Through 2018 —

That is good news for the limited number of homeowners that will qualify.

 

 

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