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Policy Changes aka eNotes are Here! New Paragraph 11 in Promissory Notes. — Deadly Clear

We’ve discussed UETA and eSign and the significance of explicit consent…in most cases pre-2008…there isn’t any. Here is a Indiana case that is riveting: Good v. Wells Fargo. Read it HERE. In this case, Bryan Good stated that in this 2008 transaction there were apparently 2 notes. Wells Fargo asserts that Good signed an eNote […]

via Policy Changes aka eNotes are Here! New Paragraph 11 in Promissory Notes. — Deadly Clear

 

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Equifax waited several months before fixing their security issues

Welp, the saga continues. After about a week’s worth of news damaging the company name, it surfaced this morning that Equifax waited months before finally admitting to having to fix a widely known vulnerability in its security software which enabled hackers to compromise the personal information of as many as 143 million US consumers. “We know that criminals…

via BREAKING: Equifax Waited Months Before Fixing Their Security Issues — considertheconsumer

That is outrageous that Equifax waited several months before they fixed the vulnerability in their security software, and also waited several months before disclosing that they had been hacked.

What you should know about identity theft

Recently, we have reported on a few identity theft based stories after the massive Equifax Data Breach. When Equifax reported this massive data breach, you may have been concerned that you could become a victim of identity theft. On the other hand, you might be only vaguely aware of the threat and not sure what identity…

via What Should I Know About Identity Theft? Look No Further — considertheconsumer

New service will allow you to sue Equifax with one click

The entrepreneur behind DoNotPay, a free online chatbot that has successfully fought around 375,000 parking tickets in New York, Seattle, and the U.K., is launching a new service on Tuesday that will allow people to sue Equifax automatically, for $15,000, with one click. On September 7, Equifax revealed a massive cybersecurity breach that potentially exposed the Social Security numbers and…

via Sue Equifax Automatically, With One Click — considertheconsumer

This is a great idea.  Small claims court, particularly in California is very user friendly and attorneys are not allowed.

California Legislature approves bill to stop arbitration measure spurred by the Wells Fargo scandal — Justice League

The California Legislature has approved a bill aimed at stopping banks from using arbitration clauses to shield themselves from lawsuits over sham accounts — a direct response to the Wells Fargo scandal. Senate Bill 33 passed the state Assembly on Tuesday and was approved by the Senate on Wednesday. It now goes to Gov. Jerry Brown’s desk. […]

via California Legislature approves to stop arbitration measure spurred by the Wells Fargo scandal — Justice League

That is great news for consumers that the California Legislature passed Senate Bill 33.  Hopefully Governor Jerry Brown will sign the bill. All consumers in California should contact the Governor’s office and ask that he sign Senate Bill 33 right away.

Wells Fargo appeals decision regarding class action lawsuit

How long is this knucklehead going to be CEO? Wells Fargo CEO Tim Sloane is continuing the bank’s history of dumb decisions — this time fighting a class-action suit that other banks have settled.Post photo composite Wells Fargo Chief Executive Tim Sloan has reassured customers he’s doing everything he can to make up for past […]

via Wells Fargo may have just made another boneheaded decision — Justice League

This could turn out to be a huge tactical error by Wells Fargo if the appeals court rules against them and decides to order that their decision be published.

 

Almost 40 millions of Americans live in housing they cannot afford

http://www.cnbc.com/2017/07/13/harvard-study-heres-how-many-americans-cant-afford-housing.html Ester Bloom Thursday, 13 Jul 2017 | 9:22 AM ET Harvard study: Almost 40 million Americans can’t afford to pay for housing According to new research by Harvard University, almost 40 million Americans “live in housing they cannot afford.” Homeownership has gone down and rental prices keep going up, meaning that millions of residents […]

via A shocking number of Americans live in housing they can’t afford, according to Harvard study — Livinglies’s Weblog

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