U.S. Bank, N.A. “as Trustee” Facing Sanctions In Miami — Livinglies’s Weblog

“It’s unusual that we’re in this position, but it’s unusual that any bank would dare do what they’re doing and think they are above the law like this.” – Bruce Jacobs, Miami Foreclosure Defense Lawyer. Kudos to Jacobs for doing some real lawyering. It is all in the details. Just assume they don’t have the…

via U.S. Bank, N.A. “as Trustee” Facing Sanctions In Miami — Livinglies’s Weblog

That is good news that at least one judge is sick and tired of the big banks acting like they are above the law and can ignore court orders.  More judges need to do what this judge is doing.

Your Property Appears to be the Federal Reserve Gold Standard — Deadly Clear

 

American Homeowners and GSE Shareholders – WAKE UP! The Treasury and GSEs hold the toxic MBS with inflated appraisals, flawed/fraudulent financial products, forged paperwork – and its what’s backing the Federal Reserve. Your property is their Gold Standard. #AuditTheFed Is it any wonder why HAMP was a scam when you realize this? Now you can […]

via Your Property Appears to be the Federal Reserve Gold Standard — Deadly Clear

Not surprising when you consider that the big banks own the Federal Reserve.

Cal. 3d DCA: WRONGFUL FORECLOSURE — You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. — Livinglies’s Weblog

This decision “Not for publication” takes one more step toward unravelling the false claims of securitization that resulted in millions of fake foreclosures over at least 15 years. The pure nonsense being peddled by Wall Street investment banks still remains as the underlying basis for assumptions and presumptions that are contrary to fact and contrary…

via Cal. 3d DCA: WRONGFUL FORECLOSURE — You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. — Livinglies’s Weblog

 

Gary Dubin: Proposed Mortgage Integrity Act (MIA): — Livinglies’s Weblog

Proposed Mortgage Integrity Act.

 

For ten years, Gary Dubin in Hawaii has been practicing law defending homeowners from foreclosure. He has preached his own version of how to combat foreclosure fraud. And he has practiced what he preached. I find his work enlightening and refreshing. So when I read his Proposed Mortgage Integrity Act (MIA) I decided to republish…

via Gary Dubin: Proposed Mortgage Integrity Act (MIA): — Livinglies’s Weblog

I agree with the Proposed Mortgage Integrity Act from Gary Dubin and I believe that every State in the United States should enact it into law.

 

BILLIONS MADE AS HOUSING GOES DOWN UNDER SWEETHEART FDIC LOSS SHARING DEAL — Livinglies’s Weblog

MOST POPULAR ARTICLES GET COMBO TITLE AND SECURITIZATION ANALYSIS – CLICK HERE EDITOR’S COMMENT: On the IndyMac portfolio alone, they made billions while the investors and homeowners got crammed down with double-talk about where the money went. I have been saying for years that there is far more money to be made by banks, servicers, […]

via BILLIONS MADE AS HOUSING GOES DOWN UNDER SWEETHEART FDIC LOSS SHARING DEAL — Livinglies’s Weblog

This article is an excellent explanation of why OneWest and others are more interested in foreclosing than exploring other solutions. They make more money when they foreclose because of the sweetheart deals that they finagle from the FDIC and other government agencies.

Motions for Summary Judgment — Livinglies’s Weblog

If the homeowner files it most likely it will be denied. If the pretender lender files it, the homeowner should take it seriously. The issue is simple — are there questions or issues of ultimate fact about which the parties disagree. If yes, motion denied. If not, motion is granted. Beware of a potential trap. […]

via Motions for Summary Judgment — Livinglies’s Weblog

 

REHYPOTHECATION IS YOUR WEAPON TO ESTABLISH THERE WAS NEVER A MORTGAGE LOAN – THESE WERE ALWAYS SECURITIES! — Deadly Clear

Originally posted on Deadly Clear: By Sydney Sullivan In a world where the American Dream and Wall Street greed collide, when your life and home are no longer your own, we must look beyond the facade of the documents and dig deeper into the public archives to seek the truth of the concealed path that is…

via REHYPOTHECATION IS YOUR WEAPON TO ESTABLISH THERE WAS NEVER A MORTGAGE LOAN – THESE WERE ALWAYS SECURITIES! — Deadly Clear

 

SIX YEARS LATER … AND THEY’RE STILL ROBOSIGNING!

I am not surprised that the big banks are still robosigning documents. The odds of them being prosecuted are slim and none. In California any person can obtain a copy of the journal record for a notary under Government Code section 8206.5 which states that, “Upon receiving a request for a copy of a transaction pursuant to subdivision (c) of Section 8206, the notary shall respond to the request within 15 business days after receipt of the request and either supply the photostatic copy requested or acknowledge that no such line item exists. In a disciplinary proceeding for noncompliance with subdivision (c) of Section 8206 or this section, a notary may defend his or her delayed action on the basis of unavoidable, exigent business or personal circumstances.” https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=GOV&sectionNum=8206.5.

Everyone should research the laws that relate to notaries in their state.

Fact Check: Robo-witness knows nothing — Livinglies’s Weblog

Information is admitted in evidence only after a proper foundation has been laid. If the witness knows nothing about the foundation the evidence should not be admitted as evidence. Appellate courts will usually reverse a trial court’s error in ruling on evidence UNLESS the appellate panel decides that the error would not have made any […]

via Fact Check: Robo-witness knows nothing — Livinglies’s Weblog

What you don’t know could hurt you: Google censoring documents for the Banks? — Livinglies’s Weblog

Chung v. CitiMortgage Fraud By J. Guggenheim Today, while researching an old CitiMortgage case where an employee committed perjury and CitiMortgage admitted to document fabrication (entitled Sun Ae Chung v. Just Mortgage Inc., Federal Home Loan Mortgage and CitiMortgage) the case disappeared and was no longer available. This time last year, the case was readily […]

via What you don’t know could hurt you: Google censoring documents for the Banks? — Livinglies’s Weblog