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NY Post: The Complacent Class

Livinglies's Weblog

Editor’s Note:  This article fails to mention that record-numbers of Americans who have been victimized by creditors no longer participate.  Borrowers have been shafted by bankers, credit card companies, student loan servicers, auto lenders, insurers and the credit reporting industry.  People are fed up with the lack of accountability and the inability to correct issues when they occur.  Anyone who has experienced a mortgage servicing issue or foreclosure is likely terrified of the entire lending and credit reporting industry.  It would be fair to say you are never a customer, you are an opportunity to exploit.

It is a traumatic experience to feel you are powerless when dealing with a company with the ability to destroy your credit and adversely impact your life.  Many hard-working Americans have figured out that it is empowering not to rely heavily on credit.  Anyone who has ever tried to correct a billing error or…

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